The Real Problem with Housing Affordability

Housing affordability is a big issue in the US. Many people think high interest rates are the main problem. But that's not the whole story. What's Really Going On To understand the issue, let's look at the past. In 1989, the author bought a

Silver Prices Surge Without Wall Street's Support

Silver surges

Housing Market Sees Boost from Lower Mortgage Rates

The housing market is getting a boost from lower mortgage rates. This is shown by a positive week in the Housing Market Tracker data. Both pending home sales and purchase applications went up last week, compared to the same time last year. Lower Mortgage Rates Drive Demand When mortgage rates

Housing Market Sees Boost from Lower Mortgage Rates

Lower mortgage rates are driving up demand for homes in 2026. This is shown by a positive week in the Housing Market Tracker data. Both pending home sales and purchase applications increased last week, compared to the same time last year. Mortgage Rates and Housing Demand Mortgage rates near 6%

Trump's Credit Card Interest Rate Cap Proposal Sparks Concern

President Donald Trump's proposal to cap credit card interest rates at 10% has raised concerns in the mortgage industry. The cap might seem beneficial, but it could ultimately hurt would-be homebuyers. Mortgage professionals worry that the policy could lead to reduced credit availability, outweighing its benefits. Understanding the

Trump's Plan to Improve Housing Affordability

President Donald Trump recently spoke at the World Economic Forum in Davos. He talked about three new policies to help make housing more affordable for Americans. Trump wants to stop big investors from buying single-family homes. He also wants to help people buy homes by making it easier to get

Silver Price Gap Widens

Silver US-China price gap widens

US Homeowners Over 62 Hold Record Housing Wealth

Homeowners over 62 years old in the US have a record amount of wealth in their homes. This is due to increasing home values and the money they have already paid into their homes. The total wealth is now $14.66 trillion, which is higher than the previous record of

Silver Prices Drop In India: What's Behind the Sudden Drop?

Silver prices plummet

New Law Could Help Homeowners Save Money

A new law is being proposed to help homeowners save money when they sell their homes. This law would stop the government from taking a part of the money people make from selling their homes. The goal is to help people keep more of their hard-earned money. What is the

Silver Price Surge Continues

Silver prices surge

US Foreclosure Filings Rise 14% in 2025

In 2025, the number of US properties with foreclosure filings increased by 14% from the previous year. This means that 367,460 properties were in the process of being repossessed by lenders. The number of foreclosure filings also rose by 3% compared to 2023. The main reason for this increase